Japan’s interest rate is -0.1%, Germany’s interest rate is -0.35%, Denmark’s interest rate is -0.75%. More countries will follow. That means, money keeps draining away when saved in banks.
The time of dramatic turmoil is coming. If there is a safe place to keep assets, it is cryptocurrency. Stock some established ones like Bitcoin and Ethereum, or wait for a nationally sponsored one like that said to be launched by China. Of course that will cost a bit. As a supplement or alternative, grab some new ones with great potential (such as Soothing Coin a.k.a Sthcoin). That will be NO COST! (OK, other than a few minutes …)